This is a guest blog by Grant Stephens, who is a Mortgage Advisor and a preferred partner of Bring On Monday. When you are self-employed, buying a house can be more challenging than it is for someone who has a steady income as an employee. The applications are scrutinised closely because the profitability is usually more variable. Often being self-employed means your income varies from year to year. This makes you a risk. The banks need assurance that you will be able to pay back their mortgage.

Becoming a certified B Corp was both challenging and incredibly rewarding. It began with a deep reflection on our core values and a commitment to embedding sustainability and social responsibility into every aspect of our business operations. We focused on improving our environmental footprint, enhancing employee well-being, and strengthening our community engagement.

With fresh leadership comes the potential for new directions in taxation, promising both challenges and opportunities for property owners. While specifics may still be unfolding, it's important for you (the taxpayer) to stay informed about any potential changes that might affect your financial obligations. We’ve shared some upcoming tax changes that property owners can expect in 2024.

As a business owner, the decision of whether to keep your money in your business vs diversifying it into other investments requires careful consideration. Both options carry their own set of risks and potential rewards. There are several factors to consider and as we do not have all the background and information required, here are a couple of generic points with examples to consider.

Each year we reach that dreaded (for some) final quarter of the tax year. It’s the time when you’re paperwork stack seems to be bigger than ever (unless of course, you have a good accountant). You might be wondering if there’s a way to optimise your tax situation, well hey! You’ve come to the right place.

If you’re the kind of business owner who sits back, feet up on the desk with a peeled banana in hand, then this is going to be a fairly big eye opener for you when it comes to growing your business. It’s time to get smart about when those shoes get kicked off - the faster way to find yourself those bigger business opportunities and wins. So how do we get bigger wins?